--- title: Breaking Through the Status Quo description: There is a Movement Happening in Employee Benefits image: https://www.axialbg.com/hubfs/breaking%20through%20the%20status%20quo.png --- [![](https://www.axialbg.com/hubfs/ABG%20-%20A%20Logo%20-%20Blue%20-%20296x254.png) ![](https://www.axialbg.com/hubfs/ABG%20-%20A%20Logo%20-%20White%20-%20296x254.png) ![](https://www.axialbg.com/hubfs/ABG%20-%20A%20Logo%20-%20Blue%20-%20296x254.png) ](https://www.axialbg.com) ## The Benefits Blog ###### 1 min read # [Breaking Through the Status Quo](https://www.axialbg.com/blog/breaking-through-the-status-quo) May 4, 2020 1:47:40 PM - [Tweet](https://twitter.com/share) **There is a Movement Happening in Employee Benefits** ![breaking through the status quo](https://www.axialbg.com/hs-fs/hubfs/breaking%20through%20the%20status%20quo.png?width=227&name=breaking%20through%20the%20status%20quo.png) An excerpt from the Amazon Bestseller [*Breaking Through the Status Quo*](https://www.amazon.com/Breaking-Through-Status-Quo-Innovative-ebook/dp/B0778XNT47): Healthcare benefits program design is a complex process; as with many complicated processes, it requires tremendous expertise enabled by advanced technology to fully understand and navigate the many industry variables. Advances and changes in medical technology, regulations and controls, new prescription drug mandates, and evolving healthcare coding requirements are all factors that are moving at a very rapid pace. All of these have had dramatic effects on the increasing cost of an employer to offer comprehensive healthcare to their employees. In addition, employee benefits are a big part of employee satisfaction and retention, which both correlate to organizational productivity and profitability. Therefore, there is an added element of pressure to find the perfect balance of benefits that meet employee expectations and financial requirements. From an industry progression perspective, the first significant milestone in the transition to a new healthcare benefits purchasing model began with data-driven analyses by buyers in pockets throughout the U.S. in the early 2000s. At that time, the complexity of healthcare coding had surpassed the capabilities of standard evaluation methodologies, making it extremely difficult and inefficient to fully understand benefits usage. Advisers, and subsequently, purchasers, were at a disadvantage as they were faced with buying benefits based on projected population-based usage and not actual usage for their employee population. This resulted in expensive plans and diminished confidence in coverage. The introduction of direct usage-based benefits allowed organizations to leverage the healthcare data of their employee population to optimize plans based on the benefits they used and not what they didn’t. This model gave more control to the buyers’ community and initiated a power shift that became a catalyst for change across the industry. As it became more widely adopted, so did the mentality for transformation. If you would like to read the full chapter, please click here: [![Full Chapter](https://no-cache.hubspot.com/cta/default/5637807/e0c6f2c8-9e90-4d60-9f8e-8b06769c69fb.png)](https://cta-redirect.hubspot.com/cta/redirect/5637807/e0c6f2c8-9e90-4d60-9f8e-8b06769c69fb)   ![Mick Rodgers](https://www.axialbg.com/hs-fs/hubfs/MICK150X150.png?width=100&height=100&name=MICK150X150.png) ##### Written by [Mick Rodgers](https://www.axialbg.com/blog/author/mick-rodgers) Mick Rodgers is the Managing Partner of Axial Benefits Group (ABG) and Founder of the Alliance Healthcare Coalition (AHC), a nationwide healthcare purchasing coalition. Mick has been called a pioneer and a disrupter, but has always had a focus on disintermediation. He received the prestigious “Adviser of the Year” award from Employee Benefits Adviser Magazine in 2017, as well as the 2018 "Leadership Award" from the Association for Insurance Leadership. [**](https://www.linkedin.com/in/mickrodgers/) [**](https://twitter.com/mickrodgers) ###### [** Previous Post](https://www.axialbg.com/blog/2017-adviser-of-the-year) [![](https://www.axialbg.com/hubfs/2017%20adviser%20of%20the%20year%20picture.png) ](https://www.axialbg.com/blog/2017-adviser-of-the-year) ###### [2017 Adviser of the Year](https://www.axialbg.com/blog/2017-adviser-of-the-year) ###### [Next Post **](https://www.axialbg.com/blog/the-amazon-effect) [![](https://www.axialbg.com/hubfs/amazon%20effect.png) ](https://www.axialbg.com/blog/the-amazon-effect) ###### [The Amazon Effect](https://www.axialbg.com/blog/the-amazon-effect) ### Featured ### Sign up for updates ![](https://www.axialbg.com/hubfs/Untitled%20(3).png) Axial Benefits Group (ABG) is a privately-held benefits consulting firm specializing in group purchasing coalitions, corporate health insurance, corporate 401(k) plans, executive benefits and executive wealth management. [**](https://www.linkedin.com/company/axial-benefits-group) [**](https://www.youtube.com/channel/UC0KaA15giekyYI6tDMPWmtQ) ###### Contact Us ** 1-781-273-1425 **[help@axialbenefits.com](mailto:help@axialbenefits.com) ** 1 Van de Graaff Drive Suite 501 Burlington, MA 01803 8:30-5:00 Mon. - Thur. 8:30-4:00 Fri. ###### Sign up for updates ©2024 Axial Benefits Group, LLC | All rights reserved. The Financial Advisor(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly licensed. No offers may be made or accepted from any resident of any other state. Please check BrokerCheck for a list of current registrations. Securities and advisory services offered through Commonwealth Financial Network, Member **[FINRA](https://www.finra.org/)**/**[SIPC](https://www.sipc.org/)**, a Registered Investment Adviser. 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